KAP

CREDITWEST FAKTORİNG A.Ş.

CRDFA

1.1. Facilitating the Exercise of Shareholders Rights
The number of investor meetings (conference, seminar/etc.) organised by the company during the year	4

1.2. Right to Obtain and Examine Information
The number of special audit request(s)	0
The number of special audit requests that were accepted at the General Shareholders' Meeting	0

1.3. General Assembly
Link to the PDP announcement that demonstrates the information requested by Principle 1.3.1. (a-d)	https://www.kap.org.tr/tr/Bildirim/1286043
Whether the company provides materials for the General Shareholders' Meeting in English and Turkish at the same time	Hayır
The links to the PDP announcements associated with the transactions that are not approved by the majority of independent directors or by unanimous votes of present board members in the context of Principle 1.3.9	İlke 1.3.9. kapsamında bağımsız üyelerin çoğunluğunun onayı veya katılanların oybirliği bulunmayan işlem bulunmamaktadır.
The links to the PDP announcements associated with related party transactions in the context of Article 9 of the Communique on Corporate Governance (II-17.1)	Yoktur.
The links to the PDP announcements associated with common and continuous transactions in the context of Article 10 of the Communique on Corporate Governance (II-17.1)	Kurumsal Yönetim Tebliği'nin 10. maddesi kapsamında kamuya açıklanacak seviyede gerçekleştirilen yaygın ve süreklilik arz eden işlem bulunmamaktadır.
The name of the section on the corporate website that demonstrates the donation policy of the company	Yatırımcı İlişkileri / Kurumsal Politikalar / Sosyal Sorumluluk ve Bağış Politikası
The relevant link to the PDP with minute of the General Shareholders' Meeting where the donation policy has been approved	https://www.kap.org.tr/tr/Bildirim/1141604
The number of the provisions of the articles of association that discuss the participation of stakeholders to the General Shareholders' Meeting	Yok
Identified stakeholder groups that participated in the General Shareholders' Meeting, if any	2023 yılı Genel Kurul toplantısına pay sahipleri dışında katılım olmamıştır. Ancak menfaat sahiplerinin Genel Kurul'a katılımı ile ilgili bir kısıt bulunmamaktadır.

1.4. Voting Rights
Whether the shares of the company have differential voting rights	Hayır (No)
In case that there are voting privileges, indicate the owner and percentage of the voting majority of shares.	Oy hakkında imtiyaz yoktur. Ancak, Yönetim Kurulu üyelerinin yarıdan bir fazlasının A grubu pay sahiplerinin göstereceği adaylar arasından seçilmesi imtiyazı bulunmaktadır.
The percentage of ownership of the largest shareholder	%29,05

1.5. Minority Rights
Whether the scope of minority rights enlarged (in terms of content or the ratio) in the articles of the association	Hayır (No)
If yes, specify the relevant provision of the articles of association.	Yoktur.

1.6. Dividend Right
The name of the section on the corporate website that describes the dividend distribution policy	Yatırımcı İlişkileri / Kurumsal Politikalar / Kar Dağıtım Politikası
Minutes of the relevant agenda item in case the board of directors proposed to the general assembly not to distribute dividends, the reason for such proposal and information as to use of the dividend.	7. Yönetim Kurulunun, 2023 mali yılında oluşan kara ilişkin kar dağıtım teklifi görüşüldü. Yönetim Kurulu?nun 19.03.2024-08 tarih ve sayılı kararı doğrultusunda 2023 yılında oluşan net kar? ın dağıtılmayarak, birinci tertip kanuni yedekler ayrıldıktan sonra kalan tutarın olağanüstü yedekler hesabına aktarılmasına fiziki ve elektronik ortamda katılan pay sahiplerinin oy çokluğu ile karar verildi.
PDP link to the related general shareholder meeting minutesin case the board of directors proposed to the general assembly not to distribute dividends	https://www.kap.org.tr/tr/Bildirim/1260218

General Assembly Meetings

General Meeting Date	The number of information requests received by the company regarding the clarification of the agenda of the General Shareholders' Meeting	Shareholder participation rate to the General Shareholders' Meeting	Percentage of shares directly present at the GSM	Percentage of shares represented by proxy	Specify the name of the page of the corporate website that contains the General Shareholders' Meeting minutes, and also indicates for each resolution the voting levels for or against	Specify the name of the page of the corporate website that contains all questions asked in the general assembly meeting and all responses to them	The number of the relevant item or paragraph of General Shareholders' Meeting minutes in relation to related party transactions	The number of declarations by insiders received by the board of directors	The link to the related PDP general shareholder meeting notification
12/06/2024	0	%29,38	%0,00	%29,38	Yatırımcı İlişkileri / Genel Kurul	Yatırımcı İlişkileri / Genel Kurul	12	7	https://www.kap.org.tr/tr/Bildirim/1298477

2.1. Corporate Website
Specify the name of the sections of the website providing the information requested by the Principle 2.1.1.	Yatırımcı İlişkileri bölümünün altında yer almaktadır.
If applicable, specify the name of the sections of the website providing the list of shareholders (ultimate beneficiaries) who directly or indirectly own more than 5% of the shares.	Kurumsal Bilgiler / Ortaklık Yapısı
List of languages for which the website is available	Türkçe / İngilizce (Kısmen)

2.2. Annual Report
The page numbers and/or name of the sections in the Annual Report that demonstrate the information requested by principle 2.2.2.
a) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the duties of the members of the board of directors and executives conducted out of the company and declarations on independence of board members	Bölüm 15: Yönetim Kurulunun Yapısı ve Oluşumu
b) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on committees formed within the board structure	Bölüm 4: Yönetim Kurulu Üyeleri
c) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the number of board meetings in a year and the attendance of the members to these meetings	Yönetim Kurulunun Faaliyet Esasları
ç) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on amendments in the legislation which may significantly affect the activities of the corporation	Bölüm 4: Mevzuat Değişiklikleri
d) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on significant lawsuits filed against the corporation and the possible results thereof	Bölüm 3: Şirket Aleyhine Açılan Davalar
e) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the conflicts of interest of the corporation among the institutions that it purchases services on matters such as investment consulting and rating and the measures taken by the corporation in order to avoid from these conflicts of interest	Yoktur.
f) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on the cross ownership subsidiaries that the direct contribution to the capital exceeds 5%	Karşılıklı iştirak ilişkisi bulunmamaktadır.
g) The page numbers and/or name of the sections in the Annual Report that demonstrate the information on social rights and professional training of the employees and activities of corporate social responsibility in respect of the corporate activities that arises social and environmental results	Bölüm 14: Etik Kurallar ve Sosyal Sorumluluk

3.1. Corporation's Policy on Stakeholders
The name of the section on the corporate website that demonstrates the employee remedy or severance policy	Yatırımcı İlişkileri / Kurumsal Politikalar / Tazminat Politikası
The number of definitive convictions the company was subject to in relation to breach of employee rights	--
The position of the person responsible for the alert mechanism (i.e. whistleblowing mechanism)	Denetimden Sorumlu Komite
The contact detail of the company alert mechanism	etikline@creditwest.com.tr

3.2. Supporting the Participation of the Stakeholders in the Corporation's Management
Name of the section on the corporate website that demonstrates the internal regulation addressing the participation of employees on management bodies	--
Corporate bodies where employees are actually represented	Müdür ve üstü ünvana sahip yöneticilerden oluşan yürütme kurulu ve yönetici olmayan personelin bir bölümünden oluşan Şirket Meclisi düzenli aralıklarla toplanarak şirket faaliyetlerine ilişkin önerilerini üst yönetime iletirler. Uygun bulunan öneriler uygulamaya geçirilir. Bu bakımdan şirketimiz katılımcı bir yönetim politikası izlemektedir.

3.3. Human Resources Policy
The role of the board on developing and ensuring that the company has a succession plan for the key management positions	Yönetim Kurulu, İnsan Kaynakları bölümü tarafından her sene hazırlanan "Şirket yöneticileri ile idari personelin yedeklerini gösterir tablo" yu değerlendirmektedir.
The name of the section on the corporate website that demonstrates the human resource policy covering equal opportunities and hiring principles. Also provide a summary of relevant parts of the human resource policy.	İnsan Kaynakları Bölümü
Whether the company provides an employee stock ownership programme	Pay edindirme planı bulunmuyor (There isn't an employee stock ownership programme)
The name of the section on the corporate website that demonstrates the human resource policy covering discrimination and mistreatments and the measures to prevent them. Also provide a summary of relevant parts of the human resource policy.	--
The number of definitive convictions the company is subject to in relation to health and safety measures	0

3.5. Ethical Rules and Social Responsibility
The name of the section on the corporate website that demonstrates the code of ethics	Yatırımcı İlişkileri / Kurumsal Politikalar / Etik Değerler
The name of the section on the company website that demonstrates the corporate social responsibility report. If such a report does not exist, provide the information about any measures taken on environmental, social and corporate governance issues.	Yatırımcı İlişkileri / Kurumsal Politikalar / Sosyal Sorumluluk ve Bağış Politikası
Any measures combating any kind of corruption including embezzlement and bribery	Kamu ya da özel sektör fark etmeksizin, yolsuzluk kapsamına girebilecek her türlü nakdi/gayri nakdi menfaatin alınması ya da verilmesi yasaktır.

4.2. Activity of the Board of Directors
Date of the last board evaluation conducted	--
Whether the board evaluation was externally facilitated	Hayır (No)
Whether all board members released from their duties at the GSM	Evet (Yes)
Name(s) of the board member(s) with specific delegated duties and authorities, and descriptions of such duties	Sn.Nusret ALTINBAŞ / Yönetim Kurulu Başkanı, Sn.Serdar ALTINBAŞ / Yönetim Kurulu Başkan Vekili, Mehmet Şeref AKKAŞ / Bağımsız Yönetim Kurulu Üyesi, Sn.Mehmet Adnan DABAK / Bağımsız Yönetim Kurulu Üyesi, Sn.Haluk Levent ÜNAL / Yönetim Kurulu Üyesi, Sn.Altuğ ALTINBAŞ SÜRER / Yönetim Kurulu Üyesi, Sn.Dilber BIÇAKÇI / Yönetim Kurulu Üyesi ve Genel Müdür
Number of reports presented by internal auditors to the audit committee or any relevant committee to the board	4
Specify the name of the section or page number of the annual report that provides the summary of the review of the effectiveness of internal controls	Bölüm 18: Risk Yönetimi ve İç Kontol Mekanizması
Name of the Chairman	Nusret ALTINBAŞ
Name of the CEO	Dilber BIÇAKÇI
If the CEO and Chair functions are combined: provide the link to the relevant PDP annoucement providing the rationale for such combined roles	Aynı Kişi Değildir.
Link to the PDP notification stating that any damage that may be caused by the members of the board of directors during the discharge of their duties is insured for an amount exceeding 25% of the company's capital	Yönetim Kurulu Üyeleri'nin sorumluluklarına ilişkin grup sigortası yapılmış fakat buna ilişkin KAP duyurusu yapılmamıştır.
The name of the section on the corporate website that demonstrates current diversity policy targeting women directors	--
The number and ratio of female directors within the Board of Directors	2 Kişi / Oran: %28,5

Board Members

Name-Surname	Real Person Acting on Behalf of Legal Person Member	Gender	Title	Profession	The First Election Date To Board	Whether Executive Director or Not	Positions Held in the Company in the Last 5 Years	Current Positions Held Outside the Company	Whether the Director has at Least 5 Years’ Experience on Audit, Accounting and/or Finance or not	Share in Capital (%)	The Share Group that the Board Member Representing	Independent Board Member or not	Link To PDP Notification That Includes The Independency Declaration	Whether the Independent Director Considered By The Nomination Committee	Whether She/He is the Director Who Ceased to Satisfy The Independence or Not	Committees Charged and Task
NUSRET ALTINBAŞ		Male	Chairman of the Board	Businessman / Businesswoman	30/05/2013	Non-Executive	YÖNETİM KURULU BAŞKANI	Altınbaş Holding A.Ş. Yönetim Kurulu Başkan Vekili, Creditwest Bank Kıbrıs Yönetim Kurulu Başkanı, Alnus Yatırım Menkul Değerler A.Ş. Yönetim Kurulu Başkanı	Yes	4.84	-	Dependent Member				--
DİLBER BIÇAKÇI		Female	Member of the Board	Managing Director / Chief Executive	01/01/2014	Executive	GENEL MÜDÜR YARDIMCISI ,GENEL MÜDÜR VEKİLİ, GENEL MÜDÜR	-	Yes	0	0	Dependent Member				-
SERDAR ALTINBAŞ		Male	Deputy Chairman of the Board	Managing Director / Chief Executive	21/04/2017	Non-Executive	Yönetim Kurulu Üyesi	Alsar Maslak Gayrimenkul Insaat Sanayi Ve Tic. A.Ş.-Yönetim Kurulu Üyesi, Alsar Levent Gayrimenkul Insaat Sanayi Ve Tic A.Ş.-Yönetim Kurulu Üyesi	Yes	0	-	Dependent Member				Riskin Erken Saptanması Komitesi Üyesi
ALTUĞ ALTINBAŞ SÜRER		Female	Member of the Board	Lawyer	21/04/2017	Non-Executive	Yönetim Kurulu Üyesi	Birikim Varlık Yönetim Şirketi A.Ş. -Avukat	Yes	0	-	Dependent Member				Kurumsal Yönetim Komitesi Üyesi
MEHMET ADNAN DABAK		Male	Member of the Board	Managing Director / Chief Executive	27/10/2020	Non-Executive	-	-	Yes	0	-	Independent Member	https://www.kap.org.tr/tr/Bildirim/1286044	Considered	No	Denetimden Sorumlu Komite Başkanı, Riskin Erken Saptanması Komitesi Başkanı
HALUK LEVENT ÜNAL		Male	Member of the Board	Managing Director / Chief Executive	26/11/2020	Non-Executive	--	Creditwest Bank Limited Yönetim Kurulu Üyesi,	Yes	0	--	Dependent Member	--		No	Riskin Erken Saptanması Komitesi Üyesi
MEHMET ŞEREF AKKAŞ		Male	Member of the Board	Adviser	12/06/2024	Non-Executive	-	MŞA+ Danışmanlık Eğitmen -Danışman	Yes	0	-	Independent Member	https://www.kap.org.tr/tr/Bildirim/1286044	Considered	No	Denetimden Sorumlu Komite Üyesi, Kurumsal Yönetim Komitesi Başkanı

4.4. Meeting Procedures of the Board of Directors
Number of physical or electronic board meetings in the reporting period	37
Director average attendance rate at board meetings	%85
Whether the board uses an electronic portal to support its work or not	Hayır (No)
Number of minimum days ahead of the board meeting to provide information to directors, as per the board charter	2 gün önce
The name of the section on the corporate website that demonstrates information about the board charter	Yatırımcı İlişkileri / Ana Sözleşme
Number of maximum external commitments for board members as per the policy covering the number of external duties held by directors	--

4.5. Board Committees
Page numbers or section names of the annual report where information about the board committees are presented	Bölüm 4: Yönetim Kurulu Üyeleri
Link(s) to the PDP announcement(s) with the board committee charters	https://www.kap.org.tr/tr/Bildirim/1252401

Composition of Board Committees-I

Names Of The Board Committees	Name Of Committees Defined As "Other" In The First Column	Name-Surname of Committee Members	Whether Committee Chair Or Not	Whether Board Member Or Not
Denetim Komitesi (Audit Committee)	-	Mehmet Şeref AKKAŞ - Mehmet Adnan DABAK	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Kurumsal Yönetim Komitesi (Corporate Governance Committee)	-	Mehmet Şeref AKKAŞ - Altuğ ALTINBAŞ SÜRER-Selin DURMAZ	Evet (Yes)	Yönetim kurulu üyesi (Board member)
Riskin Erken Saptanması Komitesi (Committee of Early Detection of Risk)	-	Mehmet Adnan DABAK -Serdar ALTINBAŞ- Haluk Levent ÜNAL	Evet (Yes)	Yönetim kurulu üyesi (Board member)

4.5. Board Committees-II
Specify where the activities of the audit committee are presented in your annual report or website (Page number or section name in the annual report/website)	Bölüm 4: Yönetim Kurulu Üyeleri
Specify where the activities of the corporate governance committee are presented in your annual report or website (Page number or section name in the annual report/website)	Bölüm 4: Yönetim Kurulu Üyeleri
Specify where the activities of the nomination committee are presented in your annual report or website (Page number or section name in the annual report/website)	Aday Gösterme Komitesi ve Ücret Komitesi görevleri alınan karar gereği Kurumsal Yönetim Komitesi tarafından yürütülmektedir.
Specify where the activities of the early detection of risk committee are presented in your annual report or website (Page number or section name in the annual report/website)	Bölüm 4: Yönetim Kurulu Üyeleri
Specify where the activities of the remuneration committee are presented in your annual report or website (Page number or section name in the annual report/website)	Aday Gösterme Komitesi ve Ücret Komitesi görevleri alınan karar gereği Kurumsal Yönetim Komitesi tarafından yürütülmektedir.

4.6. Financial Rights
Specify where the operational and financial targets and their achievement are presented in your annual report (Page number or section name in the annual report)	Bölüm: Finansal Yapıya İlişkin Bilgiler
Specify the section of website where remuneration policy for executive and non-executive directors are presented.	Yatırımcı İlişkileri / Kurumsal Politikalar
Specify where the individual remuneration for board members and senior executives are presented in your annual report (Page number or section name in the annual report)	Bölüm: Yönetim Kuruluna Sağlanan Mali Haklar

Composition of Board Committees-II

Names Of The Board Committees	Name Of Committees Defined As "Other" In The First Column	The Percentage Of Non-executive Directors	The Percentage Of Independent Directors In The Committee	The Number Of Meetings Held In Person	The Number Of Reports On Its Activities Submitted To The Board
Denetim Komitesi (Audit Committee)	--	100%	100%	4	4
Kurumsal Yönetim Komitesi (Corporate Governance Committee)	--	67%	33%	4	4
Riskin Erken Saptanması Komitesi (Committee of Early Detection of Risk)	--	100%	67%	4	4